What Is Health Insurance In Medical Tourism?

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Health Insurance

Forward-looking bosses are putting forth expanded health advantages to workers notwithstanding the retreat, while more traditional managers are decreasing advantages and moving more cost onto representatives. Dynamic companies have discovered that by adding a medical tourism component to their current health plans, they can expand benefits for workers while saving up to 90 percent on a representative’s medical method.

We talk health insurance, and you have a surgery, you’re going to pay a lot out of pocket, no matter what. So, we should investigate maybe more affordable options, right? Of course and for that reason Puerto Rico is a better option. Puerto Rico needs to comply with all the standard regulations that apply in the U.S., but we have lower cost, around 40% to 60% lower compared to other states in the U.S. – for example, Florida, New York, and California to name a few. For example, a knee replacement in Florida will cost you $40,000. In Puerto Rico, that will cost $15,000. So, at the end of the day, 60% lower compared to the U.S from 40,000 to 15,000? 25,000 difference exactly. That is huge.

Quality And Cost

Now, between quality and cost which are very important, what other things should we consider whether medical tourism is the route for us? It’s not only that you are looking for lower cost. It’s important the quality of the service. Of course and in Puerto Rico, we are under the same U.S. health system. So, our hospitals are joint commission accredited and also 80% of our physicians are U.S. Board Certified. So, at the end of the day, Puerto Rico is under the same U.S. health system, but we have lower costs. That’s the main competitive advantage that Puerto Rico offers to the U.S. citizens and Doctor, let me bring you in now. Besides knee replacement surgeries, which is very common today — my dad is actually having one in the next few months — what other surgeries do you perform and are performed in Puerto Rico? We perform every kind of spine surgery back home including minimally invasive spine surgery and the costs are lower.

Savings

Let’s say like a spinal fusion or lumbar fusion could be $100,000 over here and back home it could be around $50,000 or $40,000. So, the savings are a lot and with heart transplants as well, right? A heart transplant could be $300,000, and in Puerto Rico it will be less than $100,000 and hip replacements also performed there as well? Yes, a lot of people I know have gone to, let’s say, South America or Central America. They travel abroad. A big difference from that to going to Puerto Rico, would you say Doctor? Correct and when you go to one of those places, you don’t know the training that they have, and they don’t have the certification that we go through in Puerto Rico that is the same as in the U.S.

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